Privacy Policy
Effective Date: January 1, 2026
PRIVACY POLICY
Effective Date: January 1, 2026
Century Law Firm, P.L.L.C. (“Firm,” “CLF,” “we,” “us,” or “our”) values your privacy. This
Privacy Policy describes how we collect, use, disclose, and safeguard your information when you
visit our website, use our services, or interact with our client portal.
By using our website or services, you agree to the terms of this Privacy Policy. If you do not
agree with the terms, please do not access the site.
1. Information We Collect
We may collect information about you in the following ways:
Information You Provide to Us
• Contact Information (e.g., name, email address, phone number)
• Account Information (e.g., username and password, if applicable)
• Service Information (e.g., information related to your use of our legal, debt resolution, or
consulting services)
• Financial Information (e.g., debts, accounts, balances, income, and related financial
details)
• Payment Information (e.g., billing address, credit card or bank account details, if
applicable)
Consumer Report Information
In connection with legal services, we may obtain consumer report information, including credit
reports and related data, from consumer reporting agencies such as Experian, Equifax, and
TransUnion, as described further below.
Information We Collect Automatically
When you visit our website, we may collect certain information automatically, including:
• IP address
• Browser type and version
• Pages visited and time spent
• Device information
• Cookies and tracking technologies (see Section 6)
2. How We Use Your Information
We use the information we collect to:• Provide and manage our legal services
• Evaluate your financial situation and accounts
• Communicate with you about your account or inquiries
• Improve our website and customer experience
• Comply with legal obligations
• Prevent fraud and maintain security
Use of Consumer Report Information
Where you have provided written authorization, Century Law Firm obtains and uses consumer
reports in accordance with the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. § 1681 et seq.
Consumer reports may be obtained from consumer reporting agencies, including Experian,
Equifax, and TransUnion, and may be used in connection with legal representation, including:
• evaluating your financial condition and accounts;
• identifying and verifying debts and obligations;
• developing negotiation and resolution strategies;
• monitoring account status and creditor reporting; and
• verifying the outcome of settlements or other resolutions.
Consumer report information is used solely for purposes related to legal services and is not used
for marketing, lead generation, or resale.
Access to consumer report information is limited to personnel and service providers with a need
to know such information in connection with providing legal services.
3. How We Share Your Information
We do not sell your personal information. We may share your information in the following
circumstances:
With Service Providers
We may share data with third parties who perform services on our behalf, including technology
providers, payment processors, analytics providers, and operational support partners. These
parties act under the direction and control of Century Law Firm and are contractually restricted
to using information solely for authorized purposes.
This may include service providers that assist in obtaining or processing consumer report
information on behalf of the Firm.
With Legal Authorities
When required by law or to protect our rights, clients, or interests.Business Transfers
If the Firm is involved in a merger, acquisition, or asset sale, your information may be
transferred.
4. Your Privacy Rights
Depending on your state of residence, you may have the following rights:
• The right to know what personal data we collect and how we use it
• The right to access, correct, or delete your information
• The right to opt out of certain data processing activities
You may also request copies of consumer reports obtained on your behalf, where applicable, and
may revoke your authorization for us to obtain consumer reports, subject to limitations on
services.
To exercise these rights, please contact us using the information below.
5. Consumer Rights and Credit Report Disputes
Under the Fair Credit Reporting Act (“FCRA”), you have certain rights regarding your consumer
report, including:
• the right to obtain a free copy of your credit report from each of the nationwide consumer
reporting agencies once every twelve (12) months;
• the right to dispute inaccurate or incomplete information directly with a consumer
reporting agency;
• the right to request that consumer reporting agencies place a fraud alert or security freeze
on your credit file under certain circumstances; and
• the right to seek damages from violators of the FCRA.
If you believe that information contained in your credit report is inaccurate or incomplete, you
should contact the applicable consumer reporting agency directly:
• Experian – www.experian.com
• Equifax – www.equifax.com
• TransUnion – www.transunion.com
Century Law Firm does not control the information reported by consumer reporting agencies and
cannot modify credit report data directly. However, where appropriate as part of legal
representation, the Firm may advise you regarding dispute processes.
6. Data Security and RetentionWe use reasonable administrative, technical, and physical safeguards to protect your personal
information from unauthorized access, disclosure, alteration, and destruction. These measures
include access controls, secure systems, and oversight of third-party service providers.
We retain personal information, including consumer report data, only as long as necessary to
provide legal services, comply with applicable laws and regulations, resolve disputes, and
enforce our agreements. Consumer report information is not retained longer than reasonably
necessary for these purposes.
However, no method of transmission over the Internet or method of electronic storage is 100%
secure.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to improve website functionality and user experience.
You can control cookies through your browser settings, but disabling cookies may affect site
performance.
This site may be monitored by third-party software that captures information about your visit to
improve service quality. You may opt out of certain tracking tools where applicable.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy
practices of those websites, and we encourage you to review their privacy policies.
9. Children’s Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect
personal information from minors. If you believe we have collected such information, please
contact us immediately.
10. Multi-State Legal Practice
Century Law Firm, P.L.L.C. is a Washington, D.C.-based law firm that provides services in
multiple jurisdictions. Attorneys are licensed in specific jurisdictions, and services are provided
in accordance with applicable state laws and regulations.
11. No Credit Repair Services
Century Law Firm does not provide credit repair services and does not remove accurate or timely
negative information from consumer reports.
12. Changes to This PolicyWe may update this Privacy Policy from time to time. When we do, we will revise the “Effective
Date” above and notify you of significant changes as required by law.
13. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact:
Century Law Firm, PLLC
605 3rd Ave., New York, NY 11580
Email: [email protected]
Phone: 646-495-1612